I’m a broker with topdop mortgage and I would like to find people looking for loans. we also handle subprime

Available Loan Programs

* 2 Adjustable Arm
* 15 Year Fixed
* 30 Year Fixed
* 40 Year Fixed
* Interest Only
* 80
* Stand Alone Second

Program Specifications

* Minimum FICO Score is 500
* 1 Day out of Chapter 7 Bankruptcy
* We Can Buyout Chapter 13 Bankruptcy
* 100% on rural properties
* Contract For Deeds \ Owner Finance

Things We Will Not Do

* We Do Not Cherry Pick
* If We Can Not Do The Loan No One Can
* We Do Not Allow Customers To Cancel With Your Company
* When Loan Funds, Check Is Cut Directly To Your Company, Not The Customer
* Once Job Is Completed, Your Company Will Not Be Required To Repurchase The Loan If Customer Defaults On Loan Payments
* We Can Not Do Loans Unless There Is A Benefit To Borrower (i.e.: Lower Monthly Payments, Lowering Interest Rate, Adjustable To Fixed Rate, Change of Ownership, $ 10,000 cash-out)

I’m just starting the home-buying process. Can/should I get multiple pre-approvals from different banks to see who would offer me the “best deal”, or do I have to pick one and stick with it. It seems that they can only talk in general terms (which is understandable) until you start the actual loan process, running a credit score check, etc. However, I know that you don’t want to check your score too many times in one time period because that will lower your score. So…how do actually know how to choose the mortgage person/bank to go with? I really appreciate any insights or advice…thanks! 🙂

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