If youre looking to buy a home or property and you have no credit or collateral…How do you get a house?

I am trying to buy a home for the first time. I am 20 and have no clue on what im suppose to do. I have been renting for 3 years and ready for my own place. I have no collateral and no collateral. I have no family either. So how are you suppose to get a house if you none of these? I have a job and im saving now for a deposit.

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