If you have bad credit is there anything you can do to improve your credit score?

Ok dont judge me here but about 6 years ago I withdrew in the negative at my bank took out a loan and just got it paid off this year and had other bills. Then I lost my job and was unable to pay anything. Im just now getting in better health and able to work. I want a life and I was really stupid in my younger days i will admit. I just feel really frustrated. What should I do to take care of my credit situation? And will I ever have a life?

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