If I did not get a mortgage, it is better to borrow money from my mother, or did they buy it for them?
I’m between jobs and now have to buy a condo. My mother has money at hand for us to acquire. Our plan is to get a normal mortgage, when I work, then pay my mother. My question is: If my mother to buy the house in his name, then buys it from her when I’m on a mortgage or loan me the money they owe and then pay us back later reimburse the Which? so would be cheaper / easier or easier thanks to long term in terms of fees, assessments, tax obligations, etc.?