I want to build my credit score. I just got a lump sum of money…how should I pay off debt?

My hubby was in law school for the last three years and we struggled from time to time so our credit score has suffered. We just got a large sum of cash that will pay off all of our unsecured debt (credit cards and stuff)….I don’t know if it is best to pay off the debt all at once, or make consistent (higher than minimum) monthly payments–which one will build my score??

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