I received two quotes from two different mortgage copanies?

The first one was from Quicken Loans and it’s an 80/20 conventional loan. First at 6.3% secound at 7.8%. The secound quote is from Global mortgage. 100% with no PMI. The bank they are using is Charter One and the interest rate is 6.875%. I was told that their was no way I could get such a loan without paying PMI. What is the law reguarding that? Which loan would you recomend? Thank You, Jesse TaberI

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