I really need advice about my credit cards…?

I need to consolidate so bad I can taste it. I have 3 credit cards.

Citi balance: $ 4,600
GNCU balance: $ 2,900
GNCU balance: $ 2,775

Total: $ 10,275

How can I get an unsecured consolidation loan for that amount? Or maybe even two for that amount? I’m in the mortgage business and things are so slow. I make these payments sporadically every month and it’s hard when I only get paid one time a month. (And it’s not a lot) What do you suggest?
I’m in the process of getting a higher paying job and working on the side selling on eBay because I know how to do that well. But I’m, just so broke I feel like I need to consolidate.

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