I own a house with my partner and we need to refinance the loan?

my name is currently on the title of the house and I share the loan with him,but now that we are re-financing ,our loan officer has offered him to be on the loan solo and just keep me on te title since my credit score is low and it will cost us more mortgage payment if I want to be on the loan,he doesn’t have the problem with it but I’m not sure about my legal rights on the house if we do that,can anybody explain to me the difference between being just on the title and sharing the loan and title of the house both?
P.S: we live in the state of Georgia if it makes any legal difference .

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