I need to repair my house: Should I refinance and get money or get a mortgage?

Should I come home equity line of credit or refinance with cash out? I want to refinance my house to take advantage of low interest rates. I want to renovate my house and fix a few things I um.Sollte refinance and get money to use for DIY or should I not cash refinance and get a separate home equity loan Note: I have the refinanced last year and got the money.

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