I need a private lender so I don’t loose my home.?

I have a mortgage on $ 95k @ 10.99%, my second mortgage is on $ 25K @ 12.99%. my payments are over $ 1,200 per month. I only earn about $ 1500 a month. I care for my handicapped mother. I am not lieing!! If I could find someone to do like a land contract on my property or something I can get myself out of this rut. I do not want a hand out.

I just need someone to help me out. I am willing to sign over property, in lieu of cash to pay off mortgage, which in turn I will pay interest on $ loaned. I need about 2 or 3 years to clear up my credit so I can get a mortgage at decent interest rate.

Please help,
Bryan

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