I intend to apply for a mortgage and foreclosure and bankruptcy three years ago … help me here.?

Ok I went through a bad divorce, bankruptcy, foreclosure on a house we lived in three years later, I have some personal loans, new car loan and two credit cards (these are only of a user very small). I made all my payments on time, rent and utilities. I do not have federal taxes on some back, but with payments out of my check each month. My fiance and I are renting a house of our host we play, I had my job for 11 years and he had his work a year, but have a good credit rating, but not much action . Are we able to get a loan fairly easy …. I am a little worried! We can not much, but can afford the closing costs.

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