i have really bad credit!!!! lots of charge offs how do i get rid of charge offs???
i have a really bad creidt score due to charge offs and deliquiency on my credit cards . i want a better creidt score and i want to repair my credit report what can i do to get rid of these charge offs???? and if i cant get rid of them what do i do ?? someone told me if i wait 7yrs. it’ll go away, is it even worth the wait>???? someone help did you have a similar situation???