i have a second mortgage that i need to dump. hep?

i took 20k as a second mortgage to buy a lot. i did not sell the lot. now the lot is worth 5k. but i still have the second mortgage loan. how can i get help with this second mortgage IF ANY. ( loan is from bank of america ) it seems that goldman sach and other banks got help and i know 2 people who got their first morgage remodified in half. is their anything I can do to eliminate or reduced this mortgage.

i have great credit score,
never late on payments,
make ok money.

i just know that i will never recope my money on this lot.

goldman sach.
bank of america
citi bank
they all got bailout…

i want my bailout…why can i get one??

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