I have a question for a mortgage broker.. Could I qualify for a mortgage?

I have 12k cash, employment history part time for 7 months and a full time student. Also a credit score of about 570. What are my chances of getting a mortgage? I also have a mutual fund of about 10k that I will not liquidate, but maybe it can be used as good criteria on my app. I live in WV.

*I am looking into HUD homes in my area. Some range from 12k to 30k.

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