I have a mortgage of 6.0%, I can talk to my bank to lower the rate?

With the recent decline in 30 years fixed rate near 5.0%, is lower there a way for me, my speed without refinance to another loan with another bank? Can I talk to my current bank and ask my rates without my having to go through all the problems and reduce the payment of the costs of refinancing? I have great credit, never missed a payment and are always in a good financial situation, but only wanted to take advantage of these new lower prices.

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