I am trying to pay back a debt but the creditor will not respond to my letters. What do I do?
This seems trivial, but I found on my credit report that I owe $ 300 to a bank that I once belonged to. I don’t want this on my credit report and I don’t dispute it, so I have written the bank to ask if they will remove the negative item from my credit report if I pay off this debt. After 2 attempts, I have not gotten a reply. I understand that a $ 300 debt won’t do much to my credit score, but I want this off my report. What do you do when the creditor you are trying to repay won’t answer your mail?