I am in serious debt, to be my age. HELP?
I ma seriously in debt to be 22. I have student loans, cell phones, doctor bills, etc on top of all my current bills. I really would like to get out of debt. I am paying off my student loans as we speak and have taken it from 10,000 to under 8,000 dollars but I have so much other things going on. I do NOT want to file chapter 7 or 13. I just need some advice on how to manage my money better in order to pay my bills and pay off at least one debt at a time.