How to make a simple budget for two people living on their own.?

my husband and I have moved into an apartment and are now on a tight budget. I have never done this before, I mean in writing or anything. But how would I come about making one with like internet, phones, gas, transit transportation, credit card payments, rent, groceries, car insurance? Any suggestions? I want to try not to use any computer programs.

Register New Account
Reset Password