How to get a Personal Secured Loan?

I’m trying to obtain a personal secured loan. I need about $ 90,000. I have two real estate properties, but I don’t have too much equity in them. However, I was thinking that maybe I can get a personal secured loan which would pay off both properties and then add the 90k on top of that and then use the title’s of the properties as collateral. After doing the loan calculations, it seems as if getting a personal loan to pay off the houses along with the extra 90k will have a similar monthly payment as the two properties by themselves. Does anyone know where I can get started to look for a creative loan like this? Any advice or guidance would be appreciated.

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