How much we can expect to pay for flood insurance in an AE Flood Zone in FL? House is appraised at $226k.?

We’re looking at houses in an area of Tampa/St Pete and know we’ll need flood insurance. We have flood insurance on our property, as we current rent, and the insurance agent advised you don’t have to shop around, as the prices are regulated by FEMA. We can afford the mortgage and taxes but are worried that the flood insurance might be too much. Thanks

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