HOW mortgage?

Husband and I have credit problems in the past, but I make about 40,000.00 a year and it is 30,000 and we now want to get a mortgage, the loan is so slow. But I need a reality check, I need to fix my first loan, or if you think I could still get a loan, especially since no one buy it now. I’m just looking for a loan, the avarage 100,000.00 house, where I live. Thank you!

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