How long can you wait to file an insurance claim on your home after the damage has occured?

I am wanting to know how much time one has to file an insurance claim after damage has occured. For instance, your house gets hit by a tornado but your in a coma and dont come out until a year later. This is not my case. Just trying to make question clear. Is there a time limit on how long you have to file an insurance claim after damage occurs?

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