how does it work if i wanted to buy a foreclosure (its a new house that the owner pulled out of early,?

so its roughed in with sheetrock and plumbing (siding is done also). but how would i finance somethign like this since its only 85% done. we still have to paint, put flooring down, cabinets EVERYTHING! its exactly (and strangely) one of the flooplans we were going to build!! But we’re not sure what we do from here now that we know we want it?? anyone know how this works?
its being sold by the builder himself and i dont want to use my current home since the market is HORRIBLE i wouldnt be able to get much more than what im askign for it

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