Can a (CD) Certificate of Deposit,… I just turned 18 and I'm starting to develop my credit and i was wondering if a CD could be used to raise my score and add some good marks to my credit report? Also…Will paying off all my debts that have… My credit score right now is a sad 505 and i want to raise that up as much as I can. I'm in debt with collections a total $ 774. If i pay all that…What are somethings I can do to raise… How far back do I need to go to payoff debts, What are somethings I can do to raise my score, the more I do it seems the more it drops.. I have requested for…