How do you calculate a smart loan,bullet loan, and Interest-only loan?

With the given info

25,000,000$ Loan
6.8% APR

For a smart loan it says a mortgage payment is made every 2 weeks for half of the monthly mortgage. (Note: Using 30 year traditional mortgage)

For the bullet loan it just says there is a 5 year bullet. The mortgage is for 30 years.

For the interest-only it says 10 years with an APR of 3.9%

Any help is much appreciated.

We have a FHA loan and we know we are required to pay escrow but for the next few months we will not have enough for both the note payment and the interest. Could we go into foreclosure for only paying the principle and interest and can the mortgage company refuse to accept the payment?

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