How do real estate investors obtain insurance for buildings?

I just asked this [ http://answers.yahoo.com/question/index?qid=20130419191656AA1hSps ]

Now, I’m wondering about insurance. Do the investors have insurance plans set and ready before they buy their first property somehow? Do they get their building insured the very next day after they buy it? Does the building come with an insurance policy?

Thank you!

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