How do I raise my credit score?
I’m so dumb in this area. Me and my husband both have around a 530 score. We need to buy a home and settle down ( we have 3 little girls). I have a truck loan and student loan on my credit. We have no credit cards. I just feel really lost and hopeless about the whole homebuying situation. Any one that has been in the situation please help. We want to do improvements as soon as possible, I dont want to have to wait over a year or two. Help if you can!