How do I go about fixing my credit and paying off all my debts if I have not keep track of them?
I am currently trying to get my life back on track and recover from a disastrous past when it comes to financial matters ( and some personal problems). I am not sure where to even begin to try and pay off all my debt since did not keep track of anything.
Any advise would be helpful. I am trying to avoid filing for bankruptcy or going with one of those credit repair places.