how do I find out what debt I have?
I know I have a lot of debt, and not all of it is on my credit reports. I recently started a good job, and would like to start paying things off. My problem is I would get so many bills, and had no money, so I just threw things away, I have no records, and don’t even know who I owe. I wanted to call a credit counseling place, but what do I do if I don’t know who or what I owe? Do the credit counseling services stop creditors from filing judgments?