how can i remove my name from joint account? Need Help Please I want to increase my credit score?

3-4 years ago I want to build up my credit score so I ask my aunty to added me into her account. Apparently, I never get to use any of those credit card. Worst of all she never make any payment to any of her cards T-T ….. I have my car payment, phone, under my name and have been doing really good with all the payment. But when I try to apply for one credit card, I never get approve. It said that my name was involve into account with too high balance to credit. Do you think if I call the credit card company will they be able to remove my name even though my aunty have not pay off those debt yet. Please let me know, I want to build a good credit so I can get my own place and stuff.

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