How Can I Fix My Credit ?

Please help !! I defaulted on my student loan a few years back, also I have numerous unpaid negative marks on my credit report. Evictions etc…

I’m even on check systems, so i cannot even open a bank acct. Its my fault I’ve been irresponsible. Is there a way I can start over ? Clean my credit up and maybe one day by a home before I’m 46? (I’m 36 now)

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