home insurance claim, and homeowner.?
Most homeowner claim once every 10 years. Is it per property or per homeowner? I am saying this a homeowner has 2 properties, does it mean his rate for both properties will jump if he make ONE claim? is there another way around it? Lets say if I make a claim, my rate go up. What if I let my wife buy the insurance on the same property, will she get different rate?