Help! I need to get a home loan and my credit is classified as “Poor”?

I was wondering if anyone knew of someone who could help me. I have someone willing to build a home for me but my credit is showing as poor (the credit rating i have is 566). I currently pay what i would to own and havent been late on my rent in over 2 years. My husbands credit is also not good and he has a bancrupcy on his credit that was discharged 4 years ago. The seller is willing to finance me a 5 percent down payment but i wonder if I can find anyone to fiance me. Im in massachusetts.

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