Have you made any adjustments to your personal finances in response to the debt ceiling situation?

I see a lot of discussion about the government’s finances, but what about the more important budget — your own?

Are you carrying any adjustable rate debt?
Have you made any defensive changes to your 401K?
Did you free up any cash to shop on 8/2 if Wall Street has a 40% off sale?
How about making or delaying major purchases?
Gold?

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