Have 1yr left car loan;adding $800 more credit union debt to that.Also have credit card w/credit union.?

New loan/security agreement sys car secures credit card loan also.Sounds like until visa card is gone,they can always threaten 2 take my car/& would I get the lien back on my car once the car loan is paid off? Also sys if I file bankrupcy I am in default. Since Chptr7 Bankrupcy is something I have considered; ?if file bankrupcy, would I get “forgiven” all credit cards,including credit union visa. Also, would my filing bankrupcy give them the right to take my car anyway,evn tho I intend 2 pay off car loan? Lost longtime job,handicapped & on soc sec disability now.

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