has anyone got a mortgage or loan through option one mortgage, if so what do you think of them?

interest? By how much? A 250,000 mortgage with two loan options:
Mortgage A: 30 year fixed at 7.25% with closing costs of $ 2000 and one point.
Mortgage B: 30 year fixed at 6.25% with closing costs of $ 350 and one point.

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