Has anyone ever heard of Mountain Ridge Mortgage?

I want to know if anyone has ever heard of a mortgage company called Mountain Ridge Mortgage out of Phoenix,AZ. They are offering me a loan but I am not sure if they are a legit company or fraud.

I was reading an article on a news site where a blogger put this, “Here in Phoenix the banks are selling the loans at $ .40 on the dollar. The investors then reduce the principal on the loan and the home owner stays in the house with a good loan. The investor makes a 50% return on their money in 90 days and does it again.” I would like to be able to do this to help homeowners in distress as well as make some cash, does anyone know how I can get started. Thanks

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