Random Questions
  • Response to PFD Request
    I sent a PFD letter to Chase for an old charge off.   It’s past SOL and it’s only for $ 300.  I can’t even believe I ever let that happen.  Just was during a very …
  • Banana Republic Credit Limit Increase?
    I just bit and was approved in store for a Banana Republic Store card (not the Visa, but woo hoo! anyway). My starting cl is $ 800. Does anyone know if BR does soft are …
  • Do paid charge-offs and collections impact scores less?
    So, I’m basically all set to pay off all of the unpaid collections and charge-offs on my reports (there are just a few of them), and will first try to PFD all of them, but …
  • Chase / G.C Services PFD? Contacts?
    Hey everyone quick question.   I have a few accounts being handled by collection companies however none are reporting on my most recent 3b reports.  One of the main ones I would like to take …
  • Question about Bad Marks
    I have a few bad marks from 2009-2011. Small medical/utility items. If I get the balance to zero on those, will it raise my score? Or does the fact they already are / were there …
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