good mortgage terms?
We are 1st time homebuyers. My credit score is 760 and my husband’s is 672. We are being offered 100% financing (not 80/20) for a 575k home. The interest rate will be fixed for 30 years at 7.25%. We will not be required to pay pmi. The closing costs will be about 29k. Is this a good deal or can we do better with another lender? We have till april 2 to get a mortgage per our contract with the seller.