Will I be denied for USDA loan?

Credit and mortgage advice Forums Home Mortgage Will I be denied for USDA loan?

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      I have a 684 transunion and 673 equifax (myfico score). I have no cc debt and all of my DTI front and back would be within the 29/41 standards. However, I have 1 60 day late and 2 30 day lates on credit cards from 10 months ago. I had graduated school and fell behind while getting my career started and have since paid off all balances.


      Also, will the fact that i only have 16 months work history be an issue even though I was in school leading up to this job?


      Also, what credit score would I need to secure the best interest rate available and even if i had the credit score would my late cc affect my interest rate that i would be offered?



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