Who is the insured on a homeowners insurance policy if the insured dies?

Credit and mortgage advice Forums Home Insurance Who is the insured on a homeowners insurance policy if the insured dies?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 7 years, 8 months ago.



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    Anonymous

    About a month before she died, my Aunt transferred her house into my name using a quit claim deed. We did not talk about her homeowners insurance. After she died, I could not find any information on who her agent was or who the company was. When the premium bill came, I promptly paid it. About a month later, the company sent a letter asking if anyone was living in the house. The house is vacant. I gave them details on me and a copy of the death certificate and the deed and explained the situation. I never heard from them again. The question is, typically, does coverage cease when the insured passes away? Or does it automatically transfer when the house changes ownership? The house is free and clear by the way.



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