Where should I go from here?

Credit and mortgage advice Forums Home Mortgage Where should I go from here?

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    • #231942

      I was preapproved for 277k at 4.25% so we decided to put the 5% down for the construction deposit and make sure our credit scores stay where they are. It is my understanding that we now wait for the house to be built so the bank can appraise it and we can take out our loan officially. What is the best advice at this point?*


      Should we try and lock in an interest rate 90 days before closing? Generally speaking are interest rates predicted to change dramatically in the next 6-8 months?*


      Any advice is greatly appreciated.*

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