When does credit activity reflect on your credit report?

Credit and mortgage advice Forums Consumer Credit Improve Credit When does credit activity reflect on your credit report?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 7 years, 9 months ago.

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    I will be applying for a student loan in July and tomorrow I am going to pay $ 2000 toward my revolving debt. When will this reflect on my credit report? I have ok credit, its only ok because of the amount of debt I have because I pay all my bills on time every month, over the minimum and never go over my credit limits. Will this $ 2000 drop in my debt reflect by July when I apply for the loan? Are my chances for getting the loan good with ok credit but excellent payment history? I understand that the lower my score the higher the rates, I just have to live with that for now. Thanks, and only serious answers from knowledgable sources, please.
    Also, I already know my credit score.
    And I’m not adding debt to these cards I’m paying off.

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