What is the best non profit debt consolidation company to use?

Credit and mortgage advice Forums Consumer Credit Debt Consolidation What is the best non profit debt consolidation company to use?

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    • #412422
      Anonymous
      Inactive

      As long as you are on the title you still own half the property. By not being on the loan, technically you are not liable due to default. This is the best of both worlds for you. If your partner is ok with it, go for it.



    • #412423
      Anonymous
      Inactive

      if you trust (HIM),you don’t have anything to be concerned with.
      you don’t need to be on the loan in order to have an ownership interest
      in the property.adding your name to the title automatically will give you legal
      rights (ownership) and since you are not on the loan papers,you will not
      have any liabilities toward lender .
      you make sure,that your name is added to the title,as soon as re-financing
      is completed.
      in order for him to add you to title,he must sign a grant deed,giving title from
      himself only to himself and you.this grant deed ,then needs to be recorded
      in whichever county the property is located.

    • #412424
      Anonymous
      Inactive

      its a win/win for you……make sure you stay on the title and you have rights to the house, and if you are not on the mortgage you dont have the liability or the debt!!!

    • #199032
      Anonymous
      Inactive

      I have a friend who needs help and I want to make sure he gets the best company to help him. Thanks!

    • #256662
      Anonymous
      Inactive

      The best one I know of is Consumer Credit Counseling Services. You can reach them at 1-800-388-2227.

      They are the largest and oldest non profit credit counseling service in the Country.

    • #256718
      Anonymous
      Inactive

      Be very careful!!! consolidating debt means that they will close your credit cards and you will make one payment BUT it damages your credit tremendously!!!! Tell your friend to call the credit companies himself/herself and strike a deal.

    • #257378
      Anonymous
      Inactive

      Hello! This is a very important choice and can be very daunting. Tell your friend they should stick to a true non-profit company that doesn’t charge a fee or take a portion of your first payment for “administrative” charges.

      I woulds say the most reputable is Consumer Credit Councelling they are chartered in most large citys.

      Hope that helps.

      Dale

    • #257476
      Anonymous
      Inactive

      Stay away from InCharge… They dont help at all, and dont seem to care. The Consumer Credit Counseling was very helpful and knowledgeable… check your area for a local branch

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