What bank charges the cheapest for overdraft fees?

Credit and mortgage advice Forums Consumer Credit Credit Cards What bank charges the cheapest for overdraft fees?

This topic contains 1 reply, has 2 voices, and was last updated by  Anonymous 8 years ago.

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  • #212574


    I understand that all banks “lend” you money without asking and then charge you for it. I don’t see why they don’t just deny the transaction, but then I think about the millions they would loose.

    How much does your bank charge? Do you know the cheapest?

  • #280907


    I bank at Washington Mutual and Wellsfargo, Wamu gives me a free overdraft once a year for that occasional oops, after that one they charge a flat $29 for each overdraft. My Wellsfargo account charges $35 per overdraft and $5 for everyday the account is in the negatives. Ive only had it happen once but it was expensive and they wont reverse any of the charges.

    Go with Wamu they are pretty much fee free for everybody. My whole family uses them for mortgage, credit card, checking and savings. I love them and my savings makes 3.75% interest, which is amazing.

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