My nephew just turned 18, and he started ccollege this year. He tried to apply for a student credit card, and was denied. He was denied because there was an account in collection on his Credit Report. The account was with Verizon Communiations, (Not a cell phone account) It was an old phone number, and internet/cable provider at his mothers house, who opened the account with his social security number, and never paid for it. The account is in collection, and I feel like he should not have to pay for it, because he was only about 15 when it was opened, by his mother. How should he go about getting it off of his credit report??
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