supporting documents for a home loan pre approval?

Credit and mortgage advice Forums Buying Your Home Buying a Home in Los Angeles supporting documents for a home loan pre approval?

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    • #227926
      Anonymous
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      the mortgage broker we have gone to to get an initial home loan pre approval and also to shop around for rates has requested

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      the last 30 days worth of bank statements to show where the down and closing is coming from,

      the last 30 days of wage slips

      and the last two years of 1040s and W2s.

      *this is deffinatly for a pre approval as we have only been given and filled out forms for “pre qualification”

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      however I have read online that for pre approval you only really need to provide how much your income is and ssn number for credit rating……..and the rest of what she asked would be for home loan pre approval.

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      So has this mortgage broker asked for too much evidence for a home loan pre approval? we are going FHA if that makes a difference?

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      Thanks in Advance



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