Snapshot of my baddies….any advice is welcomed. Thanks

Credit and mortgage advice Forums Consumer Credit Improve credit Snapshot of my baddies….any advice is welcomed. Thanks

This topic contains 0 replies, has 1 voice, and was last updated by  davefollmer 7 years, 4 months ago.



  • Author
    Posts
  • #249699

    davefollmer
    Participant

    First Primer Bank CC
    Opened: 6/2007
    DOFD: 7/2007
    Reported as a CO
    Limit: 250
    Balance: 411
    note- I never purchased anything with the card. the balance is due to fees. I didn’t realize that i was being charged a $189 fee for opening the card. When i attempted to cancel after realizing what i’d done they stated that i could not close the account until the fees were paid.
    *
    AAFES (Military Star)
    Opened: 6/2010
    Reported with 2 30day lates (October and December 2010)
    Limit: 3150
    Balance: 2700
    note- Sent good will via email on 5/6/12*and fax 5/13/12. Awaiting reply
    *
    Harris Originals
    Opened: 1/2001
    DOFD: sometime late in 2004
    Balance: 599
    note- expected to drop off report 5/2012, so hopefully next month i won’t see it anymore.
    *
    Pioneer Military Lending
    Opened: 12/2005
    DOFD: 8/2006
    Balance: 3758
    *
    COLLECTIONS:
    AFNI (verizon utilities)
    Opened: 8/2010
    Balance: 192
    note- sent PFD letter on 5/13. Got reposnse on 5/15 saying that they will investigate my dispute (I didn’t make one) and forward their findings to me. ended email with “WE DO NOT EXCHANGE PAYMENT FOR DELETIONS.”
    *
    Credit Collection Services x2
    Opened: 3/2006 and 9/2007
    Balance: 125 and 192
    note- sent DV. It appears they are attempting to collect for cancelled insurance policies. Awaiting response
    *
    Armada Corp
    Opened: 6/2010
    Balance: 1168
    note- for a divorce attorney that i had hired. we disputed how she used my $5000 dollar retainer and an additional $1500. After 14 months i replaced her with another attorney and he had to begin the process all over again.
    *
    JUDGMENTS:
    Civil court;
    Filed: 7/2005
    Balance: 2399
    note- Apartment eviction. I was deployed at the time and my former spouse moved out and didn’t pay the rent. I returned from deployment and didn’t know about the court summons or eviction until i checked my CR. She (ex spouse) told me that when our lease expired she decided to move to another complex.
    *
    I have no clue where to start and how to get this cleaned up. I know this is a long process but i’m hoping to clean up what i can in the next 3 months. Just found out my transferring to FL the end of the year and have hopes (even though they are sllim ones) of buying my first house.
    *
    Any ideas? Thanks
    *
    Respectfully/
    Brad



You must be logged in to reply to this topic.

Register New Account
Reset Password