PSECU Experiences?

[Anonymous]

So I am seriously considering signing up with PSECU to take advantage of the monthly EX score and their low APR rates on some of their loan products.* I probably wont need to sign up for a loan product immediately (could be more than a year out) but I`m trying to get an idea as to how soon they will consider members for some to their loan products (ie; credit cards, LOC’s and auto loans)*any experiences?*

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Should I open the account now rather than waiting until I actually need to apply for the desired loan product?

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I understand that I will most likely take a hard on EX to open the PSECU account, does that include both checking and savings if I choose to open both?* I assume if I went with both I would only recieve one inquiry, again if anyone can confirm that would be great!

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Thanks All!

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