Personal loan – income vs credit score?

Credit and mortgage advice Forums Consumer Credit Improve Credit Personal loan – income vs credit score?

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      My husband’s credit score is 660, and he makes $ 1400 a month.

      My credit score is 590, and I make $ 1000 a month.

      We want to get a personal loan to pay down some debt, but aren’t sure whether to apply in his name only, or if we should apply jointly. I know my income would help us qualify, but I’m afraid my credit score will mess us up. Any suggestions on which is the best way to apply?

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